The problems you face are rarely the problem. The greater problem, if you are not careful, is not the problem itself, but your approach to dealing with the problem. If you approach the problem correctly, that is, in the right spirit, with the right perspective and using the correct tools, more often than not the problem resolves quickly and with an optimal expenditure of effort.
At the end of the day it matters not what fortunes you’ve amassed, nor how many toys you’ve collected. What matters utmost is the degree to which you have dedicated your life to the release of blessings into the world around you.